Unfortunately time takes its toll on us all and some pet insurance companies don't believe in offering cover for the more mature or senior dog.
Luckily E&L® are happy to offer comprehensive, low cost senior dog insurance with a range of competitively priced premiums and excellent levels of cover for dogs of any age. Each plan covers Vet's Fees for illness or injury up to 365 days from the date that the pet first displayed clinical signs of the illness/injury.
E&L® also offer senior dog insurance policies for older dogs so no matter what their age you can be safe in the knowledge that your dog will be covered.
Senior dog insurance policies start from as little as £14.35 per lunar monthly policy and offer 12 month's free membership to The National Pet Register 24hr lost and found service should your dog become lost or stolen.
E&L® have been providers of senior dog insurance for over 20 years. With a 45% premium discount when buying online and a 10% Multi-pet discount for insuring more then one dog we believe we have the right senior dog insurance for you.
Senior Dog Insurance Cover Options
We have three Time Limited Senior Dog Insurance Cover Options to choose from:
- Silver senior dog insurance - vet's fees up to £4,000
- Gold senior dog insurance - vet's fees up to £5,000
- Diamond senior dog insurance - vet's fees up to £6,000
Dog Policy Information
The following cover benefits are for dogs and cats aged over 8 years, for pets aged 5 weeks to under 8 years please see our Pet Insurance policy.
Legal liability to a third party, the damages and costs arising from your ownership of the insured pet.
Due to accident or illness including hospitalisation, physiotherapy, certain prescription diets, treatment and referral. No cover for disease or illness showing clinical signs within 14 days of policy inception.
£1,000 limit per condition
£1,000 limit per condition
Death of Pet
Due to accident or illness. We can pay up to the price paid or market value whichever is less. No cover for disease or illness showing clinical signs within 14 days of policy inception.
Boarding Kennel/Cattery Fees
If you are in hospital for more than 3 days we can cover the cost of boarding.
Due to emergency surgery on your pet within 14 days of departure.
Advertising and Reward
If your pet goes missing, you may want to advertise and give a reward.
Loss by Theft or Straying
We pay you up to the price you paid or the market value, whichever is less.
Accidental damage to a third party's property.
If your dog catches an intruder in your home.
If your vet refers you to another practice or veterinary school.
If you have to take time off work after being bitten by your pet.
- Area A: All counties other than those in Area B or Area C
- Area B: Berkshire, Essex, Sussex, Hertfordshire, Kent, Middlesex and Surrey
- Area C: London
The excess is the amount you pay towards a claim. The amount of excess payable can range from £79-£129 (dependent on the area of the country, breed of pet and the plan type you have chosen) except on public liability claims* where the excess amount payable will be £260. Claims for amounts over £1,000 in value are subject to double excess. For pets over the age of 8, the amount of excess payable can range from £70-£129 (dependent on the area of the country, breed of pet and the plan type you have chosen) plus under Vet’s Fees, 35% of the remaining claim except public liability claims* where the excess is £260.
*Public liability claims are restricted to dogs only
1. Lunar monthly policy (more information)
The following discounts are available on E&L® Senior Dog Insurance:
- 45% online discount
- 10% multi pet discount
The total maximum discount per policy is 55%.
Introductory discounts provided only apply to new policies taken out online.
To be eligible for E&L® Senior Dog Insurance the following conditions must be met:
- The policyholder is a UK resident aged over 18 years
- Senior pet insurance is for pets aged 8 years and over
- E&L must be advised of any pre-existing medical conditions
- Breed must comply with our dangerous breed exclusions
Please see the Senior Dog Insurance Policy Wording for full eligibility criteria.
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