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E&L® bird insurance provides comprehensive cover for birds, so whether you own a small, exotic bird or a bird of prey we have a bird insurance policy that will suit you.

  • 10% multi bird discount
  • Up to £3,500 vet's fees cover
  • Cover for theft, personal accident and public liability also available
  • Optional 'non-return' benefit for birds of prey
  • Cover for aviaries, bird-rooms and equipment

It is an unfortunate fact that the number of bird thefts is on the increase. More countries have been signing up to the Convention on International Trade, which makes it illegal to remove many birds from the wild, and this has resulted in the most ordinary parrot being worth £500 on the black market. Unfortunately because of this law, criminals are stealing birds to order, causing huge emotional and financial strain and upset.

Bird insurance from E&L® gives you a choice of plans that can include cover for death, theft, personal accident, public liability and comprehensive veterinary fees treatment, plus a lot more.

View our hints and tips advice or visit our bird FAQs.

Bird Policy Information

  Small Birds Exotic Birds & Birds of Prey
  Monthly1 Yearly Monthly1 Yearly
Vet's Fees

As a result of accident, illness or disease including illness or injury whilst in transit or being exhibited. No cover for disease/illness displaying clinical signs within 14 days of policy inception. (No disease/illness cover for birds aged 10 years or more unless an additional premium has been paid).

£1,500 £1,000 £3,500 £3,000
Death by Accident

As a result of accidental external injury. Including death whilst in transit, at home or whilst being shown or exhibited.

100% 100% 100% 100%
Death by Illness or Disease

As a result of illness or disease. No cover for disease/illness displaying clinical signs within 14 days of policy inception.

100% 100% 100% 100%
Theft of Bird

Cover is provided in the home.

100% 100% 100% 100%
Aviaries, Birdrooms and Equipment

Loss as a result of theft, storm, flood, lightning, explosion, riot, earthquake, civil commotion, malicious persons, vandals or falling trees. NB: no cover in respect of storm and high winds if structure is wooden.

100% 100% 100% 100%
Personal Accident

Accident bodily injury resulting in one of the following: a) death b) loss of total sight c) loss of two or more limbs d) deafness in both ears e) permanent total disablement.

£12,500 £10,000
Public Liability

Your legal liability to a third party, the damages and costs arising from your ownership of the insured birds. This benefit applies to birds of prey only.

£1.25m £1m
Policy Extensions
None Return

This benefit is available for birds of prey only. We will pay if you are flying the bird and it does not return.

50% 50%

Security Requirements

Any insured bird must be kept in a securely locked building or closed aviary that has five lever security locks on all doors/entrances and any windows must be securely fastened.


The excess is the amount you pay towards a claim. For birds of prey/exotic birds it is £45 for Vet's Fees, £85 for Theft and Death and £160 for Public Liability claims. For small birds it is £45 on all sections.

1. Lunar monthly policy (more information)

The following discounts are available on E&L® Bird Insurance:

  • 10% multi bird discount

The total maximum discount per policy is 10%.

To be eligible for E&L® Bird Insurance the following conditions must be met:

  • The policyholder is a UK resident aged over 18 years
  • The insured bird must be 5 weeks or older and there is no maximum age limit

Please see the Bird Insurance Policy Wording for full eligibility criteria.

Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.