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Mortgage Life Insurance bought from E&L® can help ease your family's financial situation should you die before the end term of your policy. It is designed to pay off the outstanding balance of the mortgage on your home with a cash lump sum.

The level of coverage decreases in line with the outstanding balance on a standard repayment mortgage. With this type of policy you can choose the length of time you want the policy to run for and the level of mortgage life cover you require at the start of the plan.

Cover for diagnosis of a terminal illness during the plan term is covered in most cases for no extra cost. The policy can be set up as either a single life plan or on a joint life plan basis, with the cash sum being paid out on the first claim only.

You can also add Critical Illness cover to most Mortgage Life insurance policies for an additional premium. The main benefit of adding critical illness cover is that it will pay out for death or the diagnosis of a specified critical illness, whichever occurs first.

The policy will cease on payout of the sum insured value. If you live beyond the expiration of the term of the policy and therefore no sum insured value has been paid then the plan ceases as this product has no cash value.

Our Mortgage Life Insurance is arranged through theidol.com who are experts within this area. They offer comprehensive products at great prices from a multitude of well know national UK insurers.

Why not take a look at the policies we have available online today. Get a competitive online Critical Illness Insurance quotation available 24/7.