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Static Caravan Insurance from E&L provides comprehensive, cheap static caravan insurance cover to cater for all your needs. When you get a cheap static caravan insurance quote you will receive a 35% premium discount for buying your insurance online.

We cover static caravans up to £50,000 in value for loss or damage. Cover also includes new for old, public liability and alternative accommodation. More details on our static caravan insurance can be found in our static caravan policy information section or by looking at our Static Caravan Insurance FAQs, which answers many frequently asked questions about our static caravan cover.

Static caravans are subject to many geographical risks in and around the campsite, flooding, storms, falling trees and burst pipes are common risks. Theft and accidental damage can also be a major problem when leaving the caravan unattended. It's therefore important to ensure that you caravan is protected with adequate static caravan insurance should the unexpected happen. We provide some more helpful information on static caravan’s that you may find helpful in our tips and advice section.

Our policy provides the following features:-

  • 35% online premium discount
  • Cover for loss or damage and even replacement should the worst happen
  • Cover available for static caravans valued up to £50,000
  • Up to 5 years new for old cover
  • Optional extension to cover your immediate family when using your caravan

We hope you see the benefits of taking out our static caravan insurance and look forward to providing you with peace of mind for your holiday home. Get the cheapest static caravan insurance quote online now to receive a 35% premium discount.

Static Caravan Policy Information

  Monthly1 Yearly
Accidental Loss or Damage

For accidental damage or breakage to certain fixtures, fittings and other items as detailed in the policy wording.

Up to 100% sum insured or market value if less Up to 100% sum insured or market value if less
New for Old

Following total loss of static caravan due to insured peril, up to sum insured or new market value, whichever is less.

5 years 5 years
Alternative Accommodation

Reasonable costs incurred in obtaining comparable accommodation if your static holiday caravan is made uninhabitable for more than 24 hours by one of the insured perils detailed in the policy wording.

£750 £500
Removal and Delivery

Reasonable costs incurred in disconnecting, removing, re-delivery and reconnection of the insured caravan if it is made uninhabitable for more than 24 hours by any of the main perils detailed in the policy wording.

£1,000 £750
Accidental Loss of Keys and Damage to Locks

The reasonable costs of replacement keys or locks, in the event of theft or you accidentally losing the keys to your holiday caravan.

£200 £150
Freezer Food

For the loss of or damage to your food stored within the insured static caravan freezer compartment, as a result of temperature change.

£250 £100
Personal Accident

Accidental bodily injury resulting in death to insured or spouse following fire or assault by thieves in the insured caravan.

£20,000 £15,000
Public Liability

egal liability to a third party, following bodily injury or loss of or damage to property, for the damages and costs arising from your use of the insured caravan.

£2.25m £2m

Security Requirements

Please see our Static Caravan Security Requirements document.


The excess is the amount you pay towards a claim. It is £95 on all sections.

1. Lunar monthly policy (more information)

The following discounts are available on E&L® Static Caravan Insurance:

  • 35% online discount

The total maximum discount per policy is 35%.

Introductory discounts provided only apply to new policies taken out online.

To be eligible for E&L® Static Caravan Insurance the following conditions must be met:

  • The policyholder is a UK resident aged over 18 years
  • The caravan must not be used as a permanent living accommodation
  • The caravan must not be used as accommodation for periods longer than 90 consecutive days unless we have agreed in writing
  • The policy application is subject to a flood risk assessment.
  • You must meet our security requirements

Please see the Static Caravan Insurance Policy Wording for full eligibility criteria.

Register a Claim

Several of our claim forms are available to download online in PDF format. After completing the form you will be provided with a download link to your requested claim form which you can simply print out, fill in and either fax or post to us.

To complete the form please click here

View our Testimonials pages.

Don't forget about static caravan insurance!

Spending time in a static caravan can be a relaxing experience. It offers a great opportunity to get away from the pressures of everyday life and allows you to spend quality time with friends and family in a tranquil setting.

Of course, just like anything else, things can go wrong with your caravan and that's why insurance is a vital consideration for anyone who owns one.

For example, many static caravans are situated in remote locations, meaning they could be subject to the destructive elements of nature - flooding, storms and fallen trees are not unusual risks. Plus, there's also the chance that your caravan could fall victim to theft or vandalism - especially when you aren't there to keep an eye on it.

To protect yourself and the financial investment that you've put into your static caravan, insurance is an absolute must, and here at E&L, we offer insurance that will cater for your needs, as well as your budget.

If you're looking for insurance, why not get a free online quote today? There's no obligation, and you're sure to appreciate the comprehensive coverage that we offer. Alternatively, you can contact us to discuss your requirements with a member of our friendly team.

The coverage provided by static caravan insurance

When you choose to insure your static caravan, it's important to remember that it's not just the structure that you're protecting.

Just like your home, your caravan probably contains a number of valuable contents. Televisions, kitchen appliances and furnishings would all be expensive to replace should anything happen to your static caravan.

There is also the question of public liability. If somebody becomes injured by your caravan, you could be held responsible, so you should ensure you are financially protected in that regard.

Our insurance policies are suitable for caravans valued up to £50,000 and they include new-for-old cover on caravans up to five years old. You can also choose to get an extension that will cover any immediate family that uses the caravan.

Choose from monthly or yearly payment options. Monthly insurance policies are based on the lunar calendar (28 days) and offer a higher level of coverage.

You can also enjoy a 35% discount if you choose to purchase insurance online.

Get static caravan insurance from E&L

At E&L, we've been providing niche insurance for more than 70 years. During that time, our portfolio has grown to include a range of caravan insurance policies, as well as plans to cover everything from fishing and photographic equipment to pets, weddings and golf.

We take great pride in offering comprehensive coverage and excellent customer service.

If you'd like to find out more be sure to check out our caravan FAQs. You might also find our caravanning news useful - it can be a great way to keep up-to-date with the latest trends in this relaxing and enjoyable pastime.