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It is an unfortunate reality that accidents and boat crime occurs on the many waterways in the UK and Europe. You can't always prevent these instances from occurring, but you can ensure that should the unexpected happen you have boat insurance cover in place.

E&L Boat Insurance offers comprehensive, low cost marine insurance for many types of vessel. We cover most types of boat and provide the cheapest boat insurance quotes online where you will receive a 10% premium discount.

Motor boat Insurance and cover for canoes, kayaks, canal, narrow boats, sailing dinghies, sailboards and rowing boats are all available online. Fire, theft and accidental damage boat insurance is included for all types of craft, cover can also include European Use and Personal Accident plus a whole lot more. You can get more information on the different types of marine insurance we offer by looking at our boat insurance FAQs.

We also provide more general information on boating in our boat tips and advice section.

UK Boat Insurance from E&L can include the following benefits allowing you to relax and enjoy your time on the water without worry:

  • Cover for Fire, Theft, Accidental Loss or Damage
  • Cover could include European Use, Public Liability, Personal Belongings, Personal Accident and Hire of Replacement Equipment
  • Cheapest boat insurance quotes which include 10% online discount
  • Simple quote and buy online process

So why not compare boat insurance quotes on the specific boat insurance products today, you can get an instant cheap boat insurance quote and buy marine insurance online now.

If the following FAQs don't answer your query please have a look at our General FAQs or our Leisure and Lifestyle Insurance FAQs sections.

Am I covered if I cause an accident damaging both my boat and someone else's?

Yes, we will provide you with up to £2.5 million public liability cover for any incident involving your vessel and public property or a third party's property, as the result of an accident.

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Can I insure my trailer/trolley under the same policy?

Yes, we provide cover for your trailer or trolley against fire, theft following forcible entry, or accidental damage when specified in your insurance policy, if normally used for transporting your craft, up to the cost price, market value or the sum insured amount (whichever is less). This is covered and included as part of your policy.

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If something happened to my boat, would you provide cover for a replacement craft?

Yes, on all policies we are able to offer hire of replacement craft, in the event of damage to your current vessel.

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What are Sighting Costs?

We cover the reasonable costs incurred for inspecting the underwater sections of the hull after an accidental grounding, regardless of whether or not any damage is subsequently found, which would be covered under your policy.

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What are the security requirements?

Please see security requirements.

  1. View our Security Requirements PDF

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What boat types do you offer insurance cover for?

Our marine insurance covers the vast majority of boats including; canal and narrow boats, sailboards, speed and motor boats, rowing boats, canoes, kayaks and sailing dinghies.

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What do you mean by Salvage Charges?

We cover the reasonable costs incurred in minimising or averting loss or in saving the craft from damage or a loss which may be covered under your policy.

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What is an excess?

Excess is the amount that you have to pay towards each claim. The exact excess varies dependant on the policy chosen. For full details please refer to each specific scheme.

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Boat Insurance Tips and Advice

What will I need for my houseboat?

More Tips

Boat insurance: keep ship shape

Anyone who owns a boat understands the relaxation and enjoyment that can come from spending time on the water. The fresh air, the soothing surroundings and the variety of activities all combine to provide a wonderful experience every time you're out, whether it's bobbing along at a leisurely pace, or racing along the waterways at top speed.

Of course, boat ownership can also be expensive, and you'll want to find a way to protect your investment in case something happens. That's why insurance is vital when owning a boat or marine craft.

Here at E&L, we have put together a comprehensive portfolio of boat insurance options, ensuring that you and your vessel are properly covered for any eventuality.

We insure most types of crafts and many of our marine insurance policies also keep you covered in European waters. And all of our plans are offered at affordable prices.

If you're looking for insurance, why not get a free online quote today? There's no obligation and if you need more information, contact us and one of our friendly advisors will be happy to help you out.

The options available when choosing boat insurance

Whatever kind of water activities you enjoy, E&L is sure to have a boat insurance plan that matches your requirements.

Choosing the right option will depend on the type of vessel you own, and we have policies available for canoes and kayaks, canal boats and narrow boats, sailing dinghies, sailboards, rowing boats and motorboats.

Whichever option you choose, your craft will be protected not just while it is in use, but also while it is being transported and stored, providing you meet the security requirements.

You will also enjoy peace of mind, knowing that your policy offers public liability insurance and personal accident cover.

Depending on the type of vessel you own, it may also be insured for fire damage, and in many cases, personal belongings cover is automatically included.

Where applicable, the boat insurance that you have will offer protection for crafts being used on coastal or inland waters, and should the vessel suffer serious damage, salvage, wreck, pollution and sighting costs will all be covered.

With all of our policies, you can choose to pay on a yearly basis, or via direct debit with one of our monthly plans. The monthly option is determined by the lunar calendar (28 days) and offers a slightly higher level of coverage.

When you choose E&L for your boat insurance, you can enjoy all of your boating activities, while benefitting from a 10% discount when you purchase cover online.

Set sail with boat insurance from E&L

Whether you're looking for a sailboard insurance quote, or cover for another type of water craft, at E&L, we're sure to have the right policy for your requirements.

We've been providing niche insurance for over 70 years and during that time, we've worked hard to ensure that every one of our customers enjoys high-quality service and reliable plans.

To find out more about the options that we provide, be sure to check our boat insurance FAQs. And why not have a look at the most recent boat news? It's a great way to keep up-to-date on all the latest information about water sports.